This website is owned by Midwest Management Group, Inc (“MMG”). All materials distributed in the Website (the “Materials”) are either owned by or licensed to MMG. MMG and its licensors retain all proprietary rights to the Materials. You must not reproduce, prepare derivative works based upon, distribute, perform, or display the Materials without first obtaining prior written consent of MMG. The Materials must not be used in any unauthorized manner.

Use of the website is at your exclusive risk, and the risk of injury from the foregoing rests exclusively with you. MMG does not warrant that: (1) the website will be uninterrupted or error free; (2) defects or errors website will be corrected; (3) the website will be free from viruses or other harmful components; or (4) any information contained in the website will be accurate or reliable.

The Website may contain links and pointers to other World Wide Web sites and resources. Links to and from the Website to other Web sites maintained by third parties do not constitute an endorsement by MMG or any of its affiliates of any third party Web site or content. MMG is not responsible for the availability of these third party resources or their contents. Any concerns regarding these external links should be directed to the Webmaster or Web site administrator of the third party in question.

Message Features
You acknowledge that Messages and Screen Names are not confidential and they may be read, intercepted by others and widely accessible on the World Wide Web. You acknowledge that by submitting Messages to this Website, no confidential, fiduciary, contractually implied or other relationship is created between you and MMG and it vendors. MMG may change, suspend or discontinue any aspect of the Website at any time, including the availability of any Website feature, database, or content. MMG may also impose limits on certain features and services or restrict access to parts of or the entire Website without notice or liability.

Online Ordering or Price Quotations of Products or Services
All orders or price quotations are subject to product availability, the ability of MMG to provide the products and/or services in question, and are based on the accuracy of data provided by the requestor. All quotes for health insurance, payroll, 401k’s, and other services are subject to further underwriting and accuracy of the data provided by the requestor is presumed.

MMG expressly disclaims any responsibility or liability for any damage, loss, or injury arising out of use of said products or services.

In order to purchase products or services on the Website or to receive an accurate quotation, you must provide complete and accurate information consisting of your company name, company address, telephone number, detailed employee census data, and a mailing address.

MMG is not responsible for and must not be held liable for any breaches in transaction security by any third party arising out of or relating to any attempt to purchase products or services or receive any quotatations for services via the Website. In no event may MMG be liable for any direct, indirect, incidental, special or consequential damages arising out of or relating to use of or inability to use the website.

This Terms of Use agreement may be immediately terminated at any time by MMG in its sole discretion. In addition and without prejudice to any other remedy available to MMG, MMG may immediately terminate this Agreement if you breach any term of this Agreement or any other operating term set forth by MMG. By using the Website, you signify your agreement to the terms of this Agreement. If you do not agree to the terms in this Agreement, you must not use the Website. MMG may change the terms of this Agreement at any time, and your use of the Website after such changes are posted constitute acceptance of said changes.